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Wednesday, 1 October 2025

Essential



Millions of households skip 'essential' bills - while higher earners miss more credit card payments

Millions of households are failing to make essential payments for housing and bills, with higher earners increasingly missing loan and credit repayments.

Data from the consumer website Which? reveals the proportion of missed housing, bill, loan and credit card payments increased to 7.7 per cent in the month to 12 September, the highest level this year.

It means that an estimated 2.2 million households are struggling to meet the cost of these outgoings.



It's a small point, but words such as 'essential' and 'struggling' aren't in the data. We have the data and the trends and are capable of applying the social interpretation ourselves - or not. 

Yet no media outfit seems able to resist a few hints about what that social interpretation should be, even if it's only a word or two slipped in here and there. 

Yes, a small point, but it goes on and on and on.

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